Throughout the last year I’ve posted a number of blog messages about Online Banking. It’s become evident in 2009 that a lot of our members here at South Carolina Federal Credit Union agree that using Online Banking is SMART banking. As we look ahead to the New Year, a couple thoughts on why using Online Banking is SMART for 2010:
Secure: Probably the biggest misconception is that Online Banking is less secure. In fact, it’s the exact opposite. Check out this blog post from July which confirms that Online Banking is secure.
Mobile: We live in a mobile society and in 2009 South Carolina Federal saw the use of Mobile Banking more than double. Members are using Mobile Banking to check balances, locate branches/ATM's, and even pay bills on-line!
Accurate: Want to know your balance? Want to see if a check cleared? A quick check of your Online Banking account will give you the accurate information you need.
Reliable: Do you like banking in your pajamas and fuzzy slippers? With Online Banking you can access your financial information 7 days a week, 24 hours a day. Always available, always reliable.
Timely: Earlier this year I posted a blog about the advantages of paying bills online. I personally like the ability to schedule my bills to be paid at the times that work for ME!
If 2010 is the year you plan to gain better control of your finances and financial information, then do like so many SMART credit union members did in 2009 and check out Online Banking.
Still on the fence? Not sure it’s right for you? Perhaps some of our readers will share their perspective on how Online Banking works for them.

Yay for Online Banking! It’s so easy even husband can do it.
Great post. I like it. How does anyone exist without using online banking? Don’t forget Finance Works. Keep your finances in order right from online banking. I love it when one of my expense categories is underbudget for the month. I hate it when I am over. However, if I can keep everything within my goals for the month, I am the happiest. Everyone should try it. It takes a little time to set up, but many of the items default from your previous spending habits. Then just a couple of minutes a week to keep up. If you want, you can do it once a month, but that made lead to some unpleasant surprises. Try Finance Works. You will love it.