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Transfer and Save!

With baby number two on the way in a few months, I have really been looking at our family budget for ways to decrease some of our monthly bills. I started with some of the most common budget offenders (LOL!) such as our cell phones, internet and cable.

One section of our budget I never really gave too much attention to was our two car payments. I guess it is because we have been paying them for a few years already and I just got comfortable or in too much of a routine of simply paying those notes month after month.

Well, when South Carolina Federal Credit Union announced its new vehicle loan promotion, I contacted a credit union representative to ask some questions about my current car loans and if it would be a good idea to re-finance with the South Carolina Federal. Long story short, I re-financed both of our vehicles and I am now saving a little over $200 a month! Wow! More money for diapers and formula now!

I shared our good news with my mom and she asked me to ask one of the representatives if her car loan was worth re-financing. Guess what? She re-financed on Wednesday of this week and she is saving a little over $50 a month now! She is using that savings to help pay for her upcoming monthly Medicare premium!

The moral of the story is…don’t get too comfortable with your current budget…revisit it frequently and study where you can make changes to trim it! You might have $50 or $200 staring you in the face and not even know it!

 

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This post was written by who has written 201 posts on .

I'm a wife and mother and I'm originally from Charleston, SC. I am a graduate of Trident Technical College and Charleston Southern University. My mother is from Chile, South America and she taught me how to read, write, translate and speak Spanish fluently. I feel blessed to know two languages! I enjoy reading about medical and financial news, swimming at the pool, spending time with family and friends and trying out new foods!

2 Responses to “Transfer and Save!”

  1. Jessica May 10, 2012 at 2:55 pm #

    Great advice, Leslie! We do get complacent and it’s OUR own money…it’s up to all of us to take the time to get in control of our finances! And, I”m so thankful South Carolina Federal is here to help with FREE financial education :)

  2. Scott Blue May 11, 2012 at 1:00 pm #

    Thanks Leslie…you are so right…check and re-checking pays off!

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