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Nancy.Wood

Mortgage Q&A with Nancy

by on April 17, 2012 in Finance, Life, Rules and Regs

“Rates on 30-year mortgages dip to near-record 3.88%”. This was the headline in an article in the Post & Courier last Friday. I’m sure a lot of folks who read the article were thinking that perhaps this is a great time to buy or refinance a home.  But how do you really know??? To get [...]

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savings-overdraft-diagram

Did you “opt” for Courtesy Pay?

by on February 24, 2012 in Finance, Rules and Regs, Work & Life Balance

#Tough-talkingTroy has found that folks are talking and texting about “Overdraft Fees.” #courtesypay. In fact, the government’s new consumer protection agency appears to have its sights on this product of consumer convenience. In some instances, the agency wants financial institutions to go back to the chalk board and work up a new model. Did you know [...]

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voting booth

Are #OccupyWallStreet efforts misdirected?

by on October 28, 2011 in Community, Finance, Life, Rules and Regs

Hold that thought! First, #ToughTalkingTroy wants to set this record straight. Whether Occupy Wall Street (#OWS) is a good thing for consumers or not is relative to each person’s perspective. What is important is that OWS has gotten millions of Americans to finally take note of credit unions. Thankfully, credit unions are now on the [...]

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Guy Fawkes

Do we really need a #BankTransferDay?

by on October 21, 2011 in Finance, Life, Rules and Regs, Work & Life Balance

At first blush the question in the headline might make fans of #Tough-talkingTroy think he has gone off the Tough-talk mountain. Seriously folks, do you need someone to help you organize an effort to be smart about where you bank and to watch out for fees, like a Bank Transfer Day? If the recent news that the major [...]

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chart

What is #operationtwist?

by on September 23, 2011 in Finance, Life, Rules and Regs

The Federal Reserve changed the game with #operationtwist in hopes to jump-start our struggling economy. It’s the same good ol’ economy that can’t decide if it is going to “double dip” some American rocky road, or just scoop up some plain Jane vanilla. #ToughTalkingTroy thought you might want to know a little about how the [...]

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Signature Debit Card

Think you know enough about fraud?

by on May 13, 2011 in Finance, Online, Rules and Regs, Traveling Debit Card

Hold on to your creative hats here folks. Tough-talking Troy (thanks to some great internal sources) was just made aware moments ago of some debit card fraud info that can be avoided by adopting Today’s Tip from Troy. It is definitely worth stenciling on felt, cutting out and then gluing to the inside of your [...]

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